Insurance for Homes, Condos, and Townhomes in Mexico
Mexico homeowners insurance is easy to understand thanks to our insurance partner Mexpro. You can get coverage for your home, condo, or townhome that is similar to your U.S. homeowners insurance policy. All of your policy documents are in English, and the customer service personnel and claims adjusters are bilingual, so you can remain confident that you are protected.
Personal Property Coverage
Your personal belongings such as furnishings, appliances, and electronic equipment are covered.
Catastrophic Coverage
Optional coverage
You can add coverage to your policy to protect your home from earthquakes, volcanic eruptions, hurricanes, wind, hail, floods, and tidal waves.
Liability Coverage
Stay protected against claims or lawsuits due to accidental injury or damage to someone else's property while on your property.
Replacement Value Coverage
You can be reimbursed for the cost of rebuilding your home without the worry of depreciation.
Theft Coverage
Optional coverage
You may decide to add additional coverage to insure the items you feel may be susceptible to theft if a break in occurs.
Extraordinary Expense Coverage
If your home is uninhabitable due to a covered loss, you could be reimbursed for added expenses such as loss of rental income or hotel and lodging costs.
Personal Property Coverage
Your personal belongings such as furnishings, appliances, and electronic equipment are covered.
Catastrophic Coverage
Optional coverage
You can add coverage to your policy to protect your home from earthquakes, volcanic eruptions, hurricanes, wind, hail, floods, and tidal waves.
Liability Coverage
Stay protected against claims or lawsuits due to accidental injury or damage to someone else's property while on your property.
Replacement Value Coverage
RYou can be reimbursed for the cost of rebuilding your home without the worry of depreciation.
Theft Coverage
Optional coverage
You may decide to add additional coverage to insure the items you feel may be susceptible to theft if a break in occurs.
Extraordinary Expense Coverage
If your home is uninhabitable due to a covered loss, you could be reimbursed for added expenses such as loss of rental income or hotel and lodging costs.
Are you driving to your home in Mexico? Mexpro offers Mexico auto insurance to cover you where your U.S. auto insurance doesn't south of the border.
Condo and Townhome Insurance Policies
Insurance policies for condos and townhomes cover the interior walls, fixtures, and alterations such as cabinets, countertops, and flooring. The homeowners association for your condo or townhome may have community bylaws and/or covenants that describe the insurance the association has on the unit. This master policy typically only covers the exterior of the unit and the common areas. Understanding what the master policy covers will help you determine the coverage you need for your unit. Depending on the master policy, you may need contents only coverage if the master policy covers the interior structural items.
If you are renting out your condo or townhome, you can get a policy that covers rental liability and loss of rents for dwellings with annual lease agreements or for short term vacation rentals.
Insurance for Renters
If you are renting a home in Mexico, you can get coverage that only protect your belongings. Contents only coverage is designed for those who are not financially liable for the rental unit. Mexpro has All Risk Coverage for your belongings that includes replacement cost for theft.
Need help deciding which coverage is best for you?
Deciding you need homeowners insurance is easy. Knowing which coverage options to choose can be confusing.
Mexpro's helpful insurance advisors are available to explain the coverage options for homes, condos, and townhomes so you get the coverage you need.
Ready to get a quote?
If something happens while you’re traveling, Mexpro will guide you through the claims process.